Cell Phones For People With Bad Credit

Cell phones for people with bad credit come in the form of ‘pay as you go’ phones or prepaid cell phones. Though it has been a European concept, Pay as You Go phones are gaining popularity in the US. One must realize that not having the best credit should not stop you from using the most powerful means of communication in the world-the cell phone.

Are you someone who has been burdened by heavy monthly mobile bills in the past? Has the steep mobile bills pulled all stops on your credit file, and are you finding yourself in a debt trap? In fact, our worsening credit situation makes cell phone subscribers shy away from giving monthly bills plans if our credit rating is not good enough. But that should not stop us from using a cell phone, does it? There is always help at hand in the form of pay as you go phones. In fact, I met with a bad credit situation because I was in the process of building a business which did not go the way I expected. This made the mobile company shy away from continuing my monthly bill plan. But now I am in a successful venture and doing pretty well for myself. However, in the process, I have started using pay as you go phone, to tide over my bad credit problems.

You can try online for cell phones that are available for people with bad credit at cheap rates. It does not matter if you cannot get a new phone from a phone shop; online mobile websites sell some of the best quality prepaid phones at the best rates. In a pay as you go phone, you are not tied to any yearly contract; you just have to pay airtime cost. In other words, you are only paying a fixed amount of money for the ‘talk time’ on the phone. You do not have to worry about monthly bills. You pay for airtime only if you want to use the phone. And yes, your credit situation has nothing do with this. So, prepaid cell phones can really work no matter if you have bad credit or good credit.

The billing plans, the ones where you have to pay monthly bills entail credit checks done by the creditor or shopkeeper. In prepaid phones, there is no credit check done because you are paying upfront, there is no bill to be paid at the end of the month. So if you are a person with bad credit history, you can simply opt for prepaid phone or Go Phone and forget your worries.

Shai Osm
http://www.articlesbase.com/cell-phones-articles/cell-phones-for-people-with-bad-credit-1109464.html



7 Comments so far

  1. renee_vandyke2000 on May 2nd, 2010

    How to get a REAL cell phone with bad credit?
    Does anyone know of any companies that offer cell phones to people with bad credit? I dont want a pre-paid one. Just a regular monthly plan? I live in central North Carolina and cant seem to find anything! Thanks for your help!!

  2. Hsr on May 2nd, 2010

    well there is plans with prepaid phones that you pay monthly with any other features as like txting and media.

    so you dont have to worry about just prepaid.
    References :

  3. rockyfella25 on May 2nd, 2010

    You can try any of them but you will have to pay a deposit if you have bad credit.
    References :

  4. LJ on May 2nd, 2010

    t-mobile has something like that, they do call it pre paid BUT you have unlimited nights and weekends. so it is a real cell phone but you can never go over
    References :

  5. mr s on May 2nd, 2010

    You can just pay the deposit for cellphone service and you get it back after paying your bill on time for one year and its a good way to establish credit. This is through AT&T Wireless.
    Deposits vary by credit score. If you dont have nay credit at all the deposit is usually 500 dollars or Lower. But i have seen some $750 and $900 dollar deposits. Good Luck!

    -AT&T Sales Guy
    References :

  6. dajesus541 on May 2nd, 2010

    You can still get a contract plan, but you will probably have to pay a deposit. At Verizon, the maximum deposit is $400 no matter how bad your credit is. As long as you pay your bill on time for 12 consecutive months, you get the money back at the end of that plus interest!
    References :
    VZW employee.

  7. kael on May 2nd, 2010

    NoCreditPhones.net NO CREDIT CHECK REQUIRED ! NO CREDIT CARD NEEDED ! EVERYONE IS APPROVED ! Anytime minutes with free nights and weekends Starting at 7 PM Free Nationwide Long Distance Free In-Network Roaming Free In-3-Way Calling Free Voice Mail Free Caller ID Free High-End Cell Phone Your phone will be shipped LIGHTNING FAST! http://nocreditphones.net
    References :
    http://nocreditphones.net

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